SUCCESS STORY

Driving Consumer Loan Business Growth with AI-Powered Credit Modelling.

Problem

A regional lender was struggling with low approval rates and low accuracy of credit models, despite investing resources (data scientists) and technology through the credit risk process.

It took them 3 months to develop a credit model and an additional 5 months to deploy them, resulting in large losses in model accuracy.

Solution

We implemented our AI-powered credit modelling platform remotely:
Ensemble ML Application models
Effortless integration into client’s current infrastructure using APIs
Implementation completed in less than 4 weeks

Results

+25pts
Increase in GINI Accuracy
<1 week
to develop and deploy new credit models
+15%
Increase in Approvals
-10%
Gross Credit Losses