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Better Credit Decisions with AI​

Better Credit Decisions with AI

High Accuracy Scorecards

Advanced ML algorithms with robust test, train & validation of models​

Explainable AI [XAI]

Rapid Scorecard Development

Develop new scorecards within hours & days, instead of 3-6 months​

Easy to Use

Not just experience AI, also ‘see’ how it works
A simple product that gives businesses the information they need in order to make informed financial decisions

Full-scale credit scorecard system spanning the customer credit lifecycle

Application

Higher accuracy AI-powered scorecards to assess & approve credit applications in real time

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Behavior

Proactively manage loan portfolios for changing customer risk profiles & high-risk customers​

Collection

Identify accounts with higher probably of charge off to prioritize approach for higher recoveries

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A FULL SCALE END-TO-END SOLUTION

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Data ​

Origination

Works with historical data (1000+ records), without any preliminary analysis or data pre-processing & has inbuilt connectors for multiple data platforms.​

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Model

Build & Validation

Automatically analyzes your data & builds a model within minutes. Once the model is built, you get detailed reports with all valuable insights and analysis.​

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Model

Deployment

Instantly integrate models into your credit scoring process. Once the model is created and validated, it’s ready for scoring calculations & real-time predictions.​

Benefits 

Accelerate growth, enhance productivity, improve risk management and find new sources of growth

REAL TIME
CREDIT APPROVALS

Process loan applications in real time.
Enhanced customer experience.

AUTOMATIC
COUNTER OFFERS

Generates counter-offers for rejected applicants. Never lose a client.

END-TO-END
SOLUTION

Scorecards for entire customer credit lifecycle. Complete credit management in one place

CUTTING EDGE
TECHNOLOGY

Advanced architectural design with APIs enables integration with existing technologies. Rapid implementation & deployment.

HIGH RETURN 
ON INVESTMENTS

An attractive subscription-based pricing model. Priced for even the smallest FIs.

TRADITIONAL & 
ALTERNATE DATA

Sophisticated ML models for better predictions and adapts to data changes to improve accuracy over time